Personally, I have always had an interest in the stock market and finance and so I could see some of the problems coming but I don't think many people would have thought the near banking collapse. It effects us all in one way or another and I think it is one example that has demonstrated to the world how humankind can really be shown to be foolish at times and it's just greed at the end of the day.
So what should our reaction be? It's easy to blame others but I guess as consumers we all have contributed to the continued rapid globilisation of markets and our desire for cheaper imported goods. What happened to paying a fair price. In saying that it is easy to jump on the bandwaggon and look for excuses. In some ways globilisation has enabled developing countries to increase labour opportunities and standard of living (think Shanghai and the emerging middle class - but the flipside is the Chinese outside the main cities who continue to live in poor conditions). Think of Africa that still struggles with tribal conflicts and political problems and has yet to really see much of these so-called benefits.
So perhaps at times like these, it is important for us, yes, to tighten the belts maybe but also to really think hard about what is important in life. To concentrate on those things that go beyond the day-to-day and the worries of this life, to pay attention to eternal things (Matthew 6v20) "But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal."
Returning to a related topic, here are some websites which might help with the budgeting and saving the pennies. I believe God wants us also to be good custodians of what we do have.
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